Teachers' Break: Kwentuhan at Kumustahan Cebuana Lhuillier Foundation Inc.

Learn how you can manage your debts wisely, and eventually be debt-free in 2023. In this episode, you will learn the following:
3:30 -- Why 7 out of 10 Filipinos have a problem with debts
4:20 -- When is it OK and NOT OK to borrow money
6:20 -- How to manage debts when your income is not enough
9:13 -- When is it wise to borrow money to pay off another debt?
10:28 -- Can you save money even if you have outstanding debts?
11:48 -- How to budget your salary wisely
13:35 -- Good habits to prevent financial stress
18:13 -- A solution for public school teachers who have difficulty paying debts


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With the recent celebration of the World Savings Month, pag-usapan natin ang healthy financial habits that teachers must have regardless kung magkano man ang sweldo mo buwan-buwan. Sinimulan natin ang usapan sa last episode natin about savings. Pwede mong balikan yun kung gusto mong mag-review. Ngayon naman, sa final episode ng Teacher’s Break, pag-usapan naman natin ang wise investments for teachers. Kasama natin si na Teach MJ Villocero and Coach Chris Tan sa break time na ito!
Timpla ka na ng kape at take notes, Teach. Marami kang mapupulot sa kwentuhan natin today.

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Hello, Teach! when it comes to teacher salary, the math isn't just math thing. Agree ka, Teach? Sad to say marami sa mga teacher who is living paycheck to paycheck. May iba pa dyan teachers na galing sa sarili nilang mga bulsa ang pag-decorate sa classrooms o mga ssupplies na kailangan ng mga estudyante. Tamang tama na katatapos lang celebration natin for the World Savings Day last October 31. Tara at pagkwentuhan natin with Ms. Lorna Tecson from Cebuana Lhuillier Bank, and Teacher Markee Joyce Galan kung paano ba mas makakapag-ipon kahit na may pagtaas ng bilihin at within a teachers' salary. Lika na sa Break Time!
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Hi Teach, para maiba sa usual lecture kung saan ang Teacher ang bida, kasama natin ngayon sina Mitch Briones ng Cybercrush Podcast at Von Arvin Fadriquelan ALS learner from Batangas para marinig ang mga juicy na kaganapan sa loob ng classroom na baka ngayon mo lang nalalaman. Ready ka na ba sa mga maririnig mo Teach? Hinay hinay lang sa kape at baka masamid. Tara pagkwentuhan natin ang mga bagay na #SanaAlamNiTeach
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Hi Teach! Bilang educators, naiisip ba natin kung ano ba talaga ang root cause ng behavior na deemed by society as "problematic" ng ilang mga estudyante - Ito yung mga bully, yung mga madalas makipag-away, mga ayaw mag-aral, o laging late at walang gana pumasok. Baka naman may underlying cause ang mga ganitong negative behaviors?
Timpla ka na ng kape, Teach, at i-process natin itong mga classroom problems at kung paano natin dapat i-handle ang mga ito. Kasama nina Teacher Sofia Medina and Teacher Christela Marquez. *****Do not include episode number in the art card. please mind the right names of guests.

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Hi Teach, Did you know that according to the article "The Five Most Regretted Jobs” by Taylor Dupuy being a teacher is considered one of the most regretted jobs? "...the education profession is often marred by a lack of resources, dwindling support, and modest salaries..." Literal na masaya ang topic natin in today’s episode: Choosing happiness. How do you manage difficult emotions AND stay motivated and happy at the same time?
The struggle is real. Do you agree, Teach? Sana may kape ka na diyan para naman maka-relax-relax ka nang konti habang nagke-kwentuhan tayo kasama sina ALS Teacher Cyril Dela Cruz, and Nex Agustin from Conscious Heart Creations.


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