Economically Yours Charmi Shah

In a world where personal finance in India is like solving a Rubik's Cube blindfolded, we're out with a Podcast that aims to guide you through the maze with wit and wisdom! 🌟

In this episode, we unravel the complexities of money matters with the one and only CA Dhruv Bhatia, a finance maverick who's been through it all - from articling at Grant Thornton to co-founding India's trailblazing electric vehicle supply chain, ZEVO, to being a Personal Finance Coach for many!

We’ve dived deep into the financial ocean, exploring the ebb and flow of personal finance in India. From the rise of fin-fluencers to middle-class dilemmas on investing, we’ve gone all in on this one!

Personal finance is essential yet eerily intimidating. India hungers for wealth creation, but the societal hush-hush around money and our penchant for short-term gains are culprits in this financial thriller. The solution? Cultivating the art of consistent, disciplined investing and bidding adieu to impulsive choices.

But that's just the tip of the Personal Finance iceberg!

And Stock Markets - they're like the weather – ever-changing but rewarding if you weather the storm.

Remember, Rome wasn't built in a day, and neither is your financial empire. Time, patience, and a sprinkle of compounding magic can work wonders. Keep those investments flowing, whether it's stocks, mutual funds, or that shiny gold bar, and ride the market's seasonal rollercoaster to financial glory!



So, if you're ready to make your money work as hard as you do, tune in to the episode now!

For more such content, please like, share and subscribe our channel!

We're also streaming on: 

YouTube: ⁠⁠⁠⁠⁠⁠⁠⁠⁠https://bit.ly/3z6kT3Y⁠⁠⁠⁠⁠⁠⁠⁠⁠ 

Apple Podcasts: ⁠⁠⁠⁠⁠⁠⁠⁠⁠https://apple.co/3DnhRuE⁠⁠⁠⁠⁠⁠⁠⁠⁠ 

Google Podcasts: ⁠⁠⁠⁠⁠⁠⁠⁠⁠https://bit.ly/3qtnkHm⁠⁠⁠⁠⁠⁠⁠⁠⁠

Follow us on:

LinkedIn: ⁠⁠⁠⁠⁠⁠⁠⁠⁠http://www.linkedin.com/in/economically-yours⁠⁠⁠⁠⁠⁠⁠⁠⁠ 

Twitter: ⁠⁠⁠⁠⁠⁠⁠⁠⁠https://twitter.com/Economically_Y⁠⁠⁠⁠⁠⁠⁠⁠⁠

Instagram: ⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.instagram.com/economically_yours_podcast/⁠⁠⁠⁠⁠⁠⁠⁠⁠

About: 

Charmi Shah: ⁠⁠⁠⁠⁠⁠⁠⁠⁠https://linktr.ee/charmishah__

The right investment classes, the perfect tactical allocation & an ideal exit strategy for your investment is now delivered via Univest. Pranit, the founder of the company goes on length speaking about the economy, the sectors to look out for & the role of AI.

The quest for the best portfolio returns ends at Univest, a universe designed for any portfolio suggesting a variety of asset classes, signals and the perfect exit strategy. The financial platform serves multiple purposes making it a one-stop shop for all investors. Pranit Arora has over 15 years of experience in the market and has a background ranging from automotive to fintech to agro as well.

Univest has touched portfolio's worth over 1,000 Cr with a growth of 300% month-on-month over the last 4 months. The proposal of the best exit strategy has been the USP for the firm.

With SEBI's recent data suggesting 87% of investors suffering losses, Univest wants to introduce different asset classes on its portal apart from the B2B strategy that it currently follows.

On the verge of reaching new all-time highs (at the time of this recording), infrastructure and logistics will be the key sectors to look out for.

AI, insights, crypto, risk-taking appetite of Indians and the growth of P2P business in the world of finance have all been explored with the help of the episode. Apart from the 80:20 equity/liquid assets allocation on the personal front for our guest speaker, there is a lot to learn from a fintech individual with a vast experience in the Indian equity market.

For more such content, please like, share and subscribe our channel!

More About Univest: https://univest.in

Download Univest for Android on Google Play: https://play.google.com/store/apps/details?id=com.univest.capp

Download Univest for iOS on Apple Store: https://apps.apple.com/in/app/univest-empowering-wealth/id6443753518

We're also streaming on: 

YouTube: ⁠⁠⁠⁠⁠⁠⁠⁠https://bit.ly/3z6kT3Y⁠⁠⁠⁠⁠⁠⁠⁠ 

Apple Podcasts: ⁠⁠⁠⁠⁠⁠⁠⁠https://apple.co/3DnhRuE⁠⁠⁠⁠⁠⁠⁠⁠ 

Google Podcasts: ⁠⁠⁠⁠⁠⁠⁠⁠https://bit.ly/3qtnkHm⁠⁠⁠⁠⁠⁠⁠⁠

Follow us on:

LinkedIn: ⁠⁠⁠⁠⁠⁠⁠⁠http://www.linkedin.com/in/economically-yours⁠⁠⁠⁠⁠⁠⁠⁠ 

Twitter: ⁠⁠⁠⁠⁠⁠⁠⁠https://twitter.com/Economically_Y⁠⁠⁠⁠⁠⁠⁠⁠

Instagram: ⁠⁠⁠⁠⁠⁠⁠⁠https://www.instagram.com/economically_yours_podcast/⁠⁠⁠⁠⁠⁠⁠⁠

About: 

Charmi Shah: ⁠⁠⁠⁠⁠⁠⁠⁠https://linktr.ee/charmishah__

Akshat 'AI' Bahety is a top-notch generalist trying to solve the most difficult problems, upskilling at regular intervals and has been telling himself that his job could be automated in the near future. Being a project manager at The Adecco group, he remains apprehensive that an AI model could soon take over his job or a robot could fly him to places, or to say the least he could have the best returns from a fund that is driven completely by artificial intelligence.

Safe to say that THAT 'intelligence' barely remains 'artificial' as we can sense and feel each and every tremor that it creates.

However, OpenAI has brought to the table that scares, excites, worries, and confuses us. We believe OpenAI has cracked all interviews even before applying for them.

Truthfully, it is a double-edged sword in the hands of your employer who has the power to swing it at his/her own will. Applications & Programs like Humane & Neuralink are here solving 3rd world problems but compiling of data and its dissemination is not harmful to society. Or is it now? It's increased productivity is creating a dystopian future which Akshat visualizes to the smallest of its crystal.

And hence, he exclaims that privacy is a myth as well as a privilege.

This episode is not about predicting the future nor is it about artificial vs physical. It delves deeper into your job prospects, explains why being the jack of all trades is viable and the need of the hour to land into a future that only a generative AI model could take you.

Tune in before you are run over by an AI model!

Disclaimer: This was just a healthy discussion, with purely no intention to disregard any profession, any position, any institution, or any company/app/software. We value human talent much highly & all we've discussed is about upskilling the same.

For more such content, please like, share and subscribe our channel!

Akshat's co-ordinates:

LinkedIn: https://www.linkedin.com/in/akshatbahety/
Instagram: https://www.instagram.com/akshat.bahety/

We're also streaming on: 

YouTube: ⁠⁠⁠⁠⁠⁠⁠https://bit.ly/3z6kT3Y⁠⁠⁠⁠⁠⁠⁠ 

Apple Podcasts: ⁠⁠⁠⁠⁠⁠⁠https://apple.co/3DnhRuE⁠⁠⁠⁠⁠⁠⁠ 

Google Podcasts: ⁠⁠⁠⁠⁠⁠⁠https://bit.ly/3qtnkHm⁠⁠⁠⁠⁠⁠⁠

Follow us on:

LinkedIn: ⁠⁠⁠⁠⁠⁠⁠http://www.linkedin.com/in/economically-yours⁠⁠⁠⁠⁠⁠⁠ 

Twitter: ⁠⁠⁠⁠⁠⁠⁠https://twitter.com/Economically_Y⁠⁠⁠⁠⁠⁠⁠

Instagram: ⁠⁠⁠⁠⁠⁠⁠https://www.instagram.com/economically_yours_podcast/⁠⁠⁠⁠⁠⁠⁠

About: 

Charmi Shah: ⁠⁠⁠⁠⁠⁠⁠https://linktr.ee/charmishah__

Joining a family of CAs was not in the right mix for someone who has a mantra of ‘Aaj kuch toofani karte hai’ up his sleeve. Writing for a political party back in 10th standard to successfully starting a fintech company, Mr. Kanan Bahl has been a part of a unique rollercoaster ride. He has a clientele that includes PhysicsWallah and Groww, helping them expand their finance channels and sharing his expertise with a unique audience.

A household that was dominated by CNBC Awaaz than Star Plus in television, it was a no-brainer that he would end up weaving his career in finance. Moreover, a demat account at the age of 19 speaks volumes about the importance of starting early, be it writing for your passion or investing for a secure future.

Discretionary, banking & the asset management space continue to remain the hot favorites for our guest speaker. He expresses that one needs to plan investments first, irrespective of the tax regime introduced by the government.

From building a personal brand to practicing frugality in finance, there are several aspects one needs to keep in mind when it comes to money.

This episode teaches a lot about starting early, staying in the game, INVEST, INVEST, INVEST and have a passion for whatever you do. Tune in to cash in on the gains, a risk-reward ratio never seen before and learnings from an experienced investor, entrepreneur and fin-fluencer.

For more such content, please like, share and subscribe our channel!

To follow us on Social Media & hear us out on different Audio Platforms, please click the link below:

We're also streaming on: 

Spotify: ⁠⁠⁠⁠⁠⁠https://spoti.fi/3qqxo46⁠⁠⁠⁠⁠⁠ 

YouTube: ⁠⁠⁠⁠⁠⁠https://bit.ly/3z6kT3Y⁠⁠⁠⁠⁠⁠ 

Apple Podcasts: ⁠⁠⁠⁠⁠⁠https://apple.co/3DnhRuE⁠⁠⁠⁠⁠⁠ 

Google Podcasts: ⁠⁠⁠⁠⁠⁠https://bit.ly/3qtnkHm⁠⁠⁠⁠⁠⁠

Follow us on:

LinkedIn: ⁠⁠⁠⁠⁠⁠http://www.linkedin.com/in/economically-yours⁠⁠⁠⁠⁠⁠ 

Twitter: ⁠⁠⁠⁠⁠⁠https://twitter.com/Economically_Y⁠⁠⁠⁠⁠⁠

Instagram: ⁠⁠⁠⁠⁠⁠https://www.instagram.com/economically_yours_podcast/⁠⁠⁠⁠⁠⁠

About: 

Charmi Shah: ⁠⁠⁠⁠⁠⁠https://linktr.ee/charmishah__⁠

India’s macro story has never been dissected to this detail and it is always a privilege to have a conversation about the same with someone who has been featured on Forbes’ 40 under 40. A value investor & a venture capitalist, Mr. Nevil Shah is full of positivity, optimism and places his bet on India’s long term story.

A proprietary investor, he started his journey in 2006, witnessing the 2008 Global Financial Crisis at close quarters and his vast experience concludes that the market is the driver, not an individual.

He exclaims we (India) are in Amrit-kaal as far as the fortunes are concerned. Infrastructure, technology, green energy budget, GIFT city, UPA linkage with Singapore, and so on are some of the key milestones that one will look back to once India is at the pinnacle.

‘Move to understand, study the market and then invest for the long term’ is the Nevil Shah mantra for longevity in the financial market. He further mentions that the macroeconomic fundamentals of our country are very strong at the moment.

Tune in to understand the ‘chicken and egg’ situation currently ongoing in the world of startups, and explore the the macroeconomic fundamentals of our country that are all set to play out!

For more such content, please like, share and subscribe our channel!

To follow us on Social Media & hear us out on different Audio Platforms, please click the link below:

We're also streaming on: 

Spotify: ⁠⁠⁠⁠⁠https://spoti.fi/3qqxo46⁠⁠⁠⁠⁠ 

YouTube: ⁠⁠⁠⁠⁠https://bit.ly/3z6kT3Y⁠⁠⁠⁠⁠ 

Apple Podcasts: ⁠⁠⁠⁠⁠https://apple.co/3DnhRuE⁠⁠⁠⁠⁠ 

Google Podcasts: ⁠⁠⁠⁠⁠https://bit.ly/3qtnkHm⁠⁠⁠⁠⁠

Follow us on:

LinkedIn: ⁠⁠⁠⁠⁠http://www.linkedin.com/in/economically-yours⁠⁠⁠⁠⁠ 

Twitter: ⁠⁠⁠⁠⁠https://twitter.com/Economically_Y⁠⁠⁠⁠⁠

Instagram: ⁠⁠⁠⁠⁠https://www.instagram.com/economically_yours_podcast/⁠⁠⁠⁠⁠

About: 

Charmi Shah: ⁠⁠⁠⁠⁠https://linktr.ee/charmishah__⁠

In the post-Covid era, people have now understood the importance of owning a home & quite evidently, Real Estate turns out to be one of the 'idiot-proof' investments available out there!

In this episode, Parag & Charmi talk about the Real Estate industry - Here’s the key to your next home, your first REITs’ investment, the crucial decision between buying or renting a home, the customer’s & developer’s side of costing & the outlook on the real estate industry for the next 20-25 years.

Real estate ranks among one the safest mode of investment in India and what better way to hear it’s growth story than to have a conversation with one of the leaders in the industry.

We say ‘Home is where the heart is’ but Mr. Parag Saraiya exclaims that ‘Home is where lives are transformed’. Be it for your investment or your new address, Rustomjee has redefined the real estate sector like no other.

Heralding projects for HCL in Chennai or America and working his way through Tech Mahindra, UK, and ADAM Realty he has seen millions of houses and bank accounts blossom.

From discussing about ultra rich consumers, the upper middle class consumers and first-time home buyers to the use of technology in designing a home, the episode has captured India’s real estate growth story to a large extent. We dive deep into various costs involved from the customer’s and developer’s point of view and the emergence of REIT’s as a means of allocating towards real estate.

Tune in to learn the nuances about the housing sector and why buying at the right time is an ideal option for you.

For more such content, please like, share and subscribe our channel!

To follow us on Social Media & hear us out on different Audio Platforms, please click the link below:

We're also streaming on: 

Spotify: ⁠⁠⁠⁠https://spoti.fi/3qqxo46⁠⁠⁠⁠ 

YouTube: ⁠⁠⁠⁠https://bit.ly/3z6kT3Y⁠⁠⁠⁠ 

Apple Podcasts: ⁠⁠⁠⁠https://apple.co/3DnhRuE⁠⁠⁠⁠ 

Google Podcasts: ⁠⁠⁠⁠https://bit.ly/3qtnkHm⁠⁠⁠⁠

Follow us on:

LinkedIn: ⁠⁠⁠⁠http://www.linkedin.com/in/economically-yours⁠⁠⁠⁠ 

Twitter: ⁠⁠⁠⁠https://twitter.com/Economically_Y⁠⁠⁠⁠

Instagram: ⁠⁠⁠⁠https://www.instagram.com/economically_yours_podcast/⁠⁠⁠⁠

About: 

Charmi Shah: ⁠⁠⁠⁠https://linktr.ee/charmishah__