The Audible Advisor with Spiros Vassilakos Spiros Vassilakos

Sometimes it’s hard to make financial sacrifices when the reward might not be seen until several years in the future. Today we’ll talk about some of the situations where you might be inclined to take the immediate benefit, when you should really consider the delayed rewards.
 
Here’s what we discuss in this episode:
0:00 – Intro 
2:00 – 401k match
3:28 – Tax-deferred accounts
5:17 – Emergency fund
6:18 – Cash out retirement plan early 
8:47 – Delaying home maintenance
10:23 – Social Security
12:53 – Health
14:36 – Wrong advisor


Have questions or want to get your financial plan started? Here's how to contact us:
Website: https://theaudibleadvisor.com/
Phone: (727) 754-8418
Email: svassilakos@athenianpcg.com
Watch the show on YouTube: https://bit.ly/3VmzCUx

Every generation likes to talk about how much harder things used to be when they were kids. Like all of the people who used to have to walk five miles to school, in the snow, uphill both ways. But they had at least one thing that was EASIER…and that was retirement planning. Let’s talk about why on today’s episode.

Here’s what we discuss in this episode:
0:00 – Intro 
2:01 – Job and company loyalty
3:39 – Personal Savings
5:15 – Housing market
7:14 – Investing
9:24 – Interest rates
11:16 – Healthcare costs
13:35 – Life expectancy 
14:51 – Social Security
16:40 – Sandwich generation
18:20 – Financial Literacy


Have questions or want to get your financial plan started? Here's how to contact us:
Website: https://theaudibleadvisor.com/
Phone: (727) 754-8418
Email: svassilakos@athenianpcg.com
Watch the show on YouTube: https://bit.ly/3VmzCUx

Market volatility became the norm in 2022. Are we in for more of the same in 2023? We’ll talk about the market outlook for the next 12 months, plus share tips on how you can best prepare for potential future volatility.


Here’s a little of what you’ll learn on this episode:
Mergers & Acquisitions says “signs point to more market volatility in 2023”. Here are our thoughts.  (2:32)Should you have a different growth strategy considering the market predictions for 2023? (8:22)The difference between a plan and emotion-based decision-making. (11:45)Have questions or want to get your financial plan started? Here's how to contact us:
Website: https://theaudibleadvisor.com/
Phone: (727) 754-8418
Email: svassilakos@athenianpcg.com
Watch the show on YouTube: https://bit.ly/3VmzCUx

Most of us will have made a financial mistake or two in our lifetime, some small, and some big. It’s much easier to make a big mistake when major life changes occur and emotions are at a high.
Let’s explore some of the things you should be thinking about to make smart financial decisions when you encounter some of the most significant events in your life.
Here’s a little of what you’ll learn on this episode:
What should I do with my 401(k) when changing jobs? (2:13)How does divorce impact financial decisions? (4:32)An inheritance can go to waste if you don’t know what to do with your money. (8:26)

Have questions or want to get your financial plan started? Here's how to contact us:
Website: https://theaudibleadvisor.com/
Phone: (727) 754-8418
Email: svassilakos@athenianpcg.com
Watch the show on YouTube: https://bit.ly/3VmzCUx

Sometimes you need to find a new financial advisor. Other times, you might think you need a new advisor, but really, you’re just guilty of thinking that the grass is greener on the other side.
Today we’re sharing some common scenarios and whether they’re legitimate reasons for leaving your advisor. We’ll share some hypothetical scenarios and see if any of these apply to you.
 
Here’s a little of what you’ll learn on this episode:
·      Should I leave an advisor who made a mistake? (2:25)
·      Should I leave an advisor who doesn’t have as much time for me? (5:06)
·      Should I leave an advisor who is not very engaging and outgoing? (7:41)
Have questions or want to get your financial plan started? Here's how to contact us:
Website: https://theaudibleadvisor.com/
Phone: (727) 754-8418
Email: svassilakos@athenianpcg.com
Watch the show on YouTube: https://bit.ly/3VmzCUx

Just like the lights on your dashboard can indicate if something is wrong with your car (like low tire pressure or leaking oil), there are indicators in your financial life that might point out that you have a problem that needs to be addressed. 
On this episode, we’re going to give you five different warning signs that should drive you to meet with a financial professional. It might end up that you don’t need to take any further action, but the sooner you can get on top of an issue, the better off you’ll be over time. 
Here’s a little of what you’ll learn on this episode: 
·      How we help clients determine how much it will cost to fund their retirement lifestyle. (2:16)
·      Why you shouldn’t get hung up on your net worth or a certain account balance.  (4:51)
·      Planning for your retirement won’t be the same as it was for your parents. (8:56)
·      The 5 things we tell people to do during times of market volatility. (12:57)
·      Why healthcare expenses might be harder to plan for than you expected. (15:20)



Have questions or want to get your financial plan started? Here's how to contact us:
Website: https://theaudibleadvisor.com/
Phone: (727) 754-8418
Email: svassilakos@athenianpcg.com
Watch the show on YouTube: https://bit.ly/3VmzCUx