MOMBO- A Digital SACCO 17+

Save, Earn, Borrow and Invest with Mombo Sacco

Mombo Sacco, Kenya's award-winning digital savings and credit cooperative, welcomes

you. Our goal is to make saving easy, fun, and profitable for members. Mombo Sacco

enables you to reach your financial goals with distinctive benefits.

Why should you save with us?

1. Convenience

Mombo Sacco allows mobile account opening in under 10 minutes. Our simple app lets you

save money right now.

2. Transparency

Mobile devices allow access to account information and terms and conditions. We believe in

transparency and will show you your savings.

3. Competitive Profit Rates

Mombo Sacco offers the best-fixed savings returns. Attractive profit rates let your money

grow faster.

4. Flexibility

Select a savings account that fits your financial situation and ambitions. Beginner or

experienced investor, we have an account for you.

5. Insurance

Kenya's biggest insurer protects Mombo Sacco savings 100%. Your money is safe, giving

you peace of mind.

6. Financial Literacy

Financial education resources are available through our Mombo app. Stadi, our AI assistant,

can help you make smart financial decisions.

7. Reasonable Loan Options

As a member of Mombo Sacco, you have access to affordable loan options. Receive 50%

interest discounts for each loan installment settled early. It is all about securing a financially

stable future through savings.

Flexible Saving Accounts

Members can pick from five flexible savings accounts. Each account allows regular savings

based on aptitude and financial goals. These accounts earn a decent monthly interest that

can be withdrawn annually.

Members also get reasonable loans and free savings protection from Britam Insurance.

Members can only have one account at a time.

• Bronze: Minimum monthly savings of Ksh 500, 4% annual profit.

• Silver: Minimum monthly savings of Ksh 2,500, annual profit rate of 4.5%.

• Gold: Minimum monthly savings of Ksh 5,000 and annual 5% profit rate.

• Platinum: Minimum monthly savings of Ksh 10,000, 6% annual profit.

• Emerald: Minimum monthly savings of Ksh 30,000, 8% annual profit rate.

Corporate/Chama/Group Saving accounts

Corporates, Chamas, and groups can open five Mombo Sacco group savings accounts.

These accounts offer consistent savings, substantial monthly returns, and development loan

capabilities. The monthly returns can be withdrawn annually. Members can only have one

account at a time.

Stawi: Minimum monthly savings of Ksh 10,000 with 4% annual earnings.

Shaba: Minimum monthly savings of Ksh 30,000, 6% annual earnings.

Fedha: Minimum monthly savings of Ksh 50,000 with 7% annual profit.

Dhahabu: Minimum monthly savings of Ksh 100,000 with 8% annual profit.

Sumaridi: Minimum monthly savings of Ksh 300,000 with 9% annual earnings.

Goal Savings Accounts

Individual and group Mombo Sacco members can use Goal Savings Accounts. These

accounts offer good rewards and allow fixed-term savings. Sprint and Marathon Goal

Accounts help you reach your financial goals quickly and resiliently. Profits are given every

three months.

Benefits:

Goal-based Savings: Members can set and track progress towards various

objectives within their main goal account.

Easy Fund Transfer: Members can transfer funds between goal accounts without

affecting the primary balance, allowing them flexibility and control over savings.

Sprint Goal Account offers a competitive interest rate of 6%, allowing customers to

make returns on short-term savings. The Marathon Goal Account maximizes growth

with a 10% long-term savings interest rate.

The Short-Term Goal Account offers flexible redemption within 48 hours for

immediate access to funds. Long-Term Goal Accounts encourage disciplined savings

and higher returns by locking assets for a set term.

Personalised Financial Planning: Set savings goals, track progress, and receive

coaching to achieve goals.

Join Mombo Sacco today for easy, profitable, and secure savings. Start your financial

freedom path with a reliable cooperative society that prioritizes you.